How the Credit Score Works
By: Pamela Martinez, JBS Corp What is credit? How do I build my credit? A lot of us don’t find the right answers until substantial damage has been done. In the United States, you are defined by two numbers, your social security number, and your credit score. Your social security number is your ultimate identification, […]
A Step-by-Step Guide on How to Communicate with an IRS Representative.
Why We Get into Debt
By: Pamela Martinez, JBS Corp. Debt is the bane of our existence. To understand debt, we have to understand how the Federal Reserve (“The Fed”), The United States central bank, operates and the money creation process. By law, banks must only hold 10% of the funds deposited into accounts and can loan out the remaining 90%. […]
The Only Budget You Need
By: Pamela Martinez, JBS Corp. Budgeting is like going to the gym. Almost everyone hates it—suffering through a series of trial and error working towards a viable solution—but we keep going and establish a routine that works best for our bodies ultimately, our goal is to improve. In any case, the first few attempts at […]
How to Pay off Debt Using the Snowball Method
By: Pamela Martinez, JBS Corp., & Rob Aquino, JBS Corp. Endorphins and Dopamine are part of a group of chemicals responsible for humans experiencing contentment. Many experiences cause the release of these chemicals, but we are going to focus on one specific experience; spending money. As good as that feeling may be, if we get […]
How to Invest in the Stock Market During the Recession
By: Pamela Martinez, JBS Corp. & Rob Aquino, JBS Corp. Investing in the stock market; Sounds scary, I know. The U.S. unemployment rate rose to 14.7 percent in April 2020, and the last thing anyone is considering right now is investing. But it doesn’t have to be that way. Investing in the stock market isn’t a luxury […]
Why a Recession Can Be the Best Time to Start Your Business
By Pamela Martinez, JBS Corp. In times of uncertainty, it is difficult to imagine the light at the end of the tunnel. COVID-19 has globally changed our way of living. Many Americans have been fortunate enough to work on-site or work from home, but many more are unemployed. It is easy to be stressed, discouraged, […]
The Issues Facing Small Businesses Today-COVID19 SPECIAL
Our CFO Robinson Aquino had the pleasure of joining Marline Amedee and Mara DoCanto of Massachusetts Parents United (MPU) to discuss the issues facing small businesses during the COVID-19 pandemic. MPU is a parent to parent organization based in Massachusetts with chapters all over the state. They serve their communities by offering resources, information, and […]
JBS (Jacqueline Business Services): One Team with One Dream
-part of the leadership spotlight series Have you ever noticed how organizations that lack strong teams suffer from issues that result in thousands of dollars of lost revenue each year? Some of those costly issues are: 1. Employee Turnover. High employee turnover leads to spending too much money on onboarding and training services every year. 2. Organizational Fatigue. Some teams […]
IMPORTANT COVID-19 UPDATE
Dear Clients, The COVID-19 pandemic has forced us all to consider our daily interactions. At JBS Corp we take the health and safety of our employees, clients, and family members very seriously. In consideration of all around us, we have made some temporary changes to our everyday business. The IRS and the Massachusetts Department of Revenue […]